Kansas City Fed Services Survey: Credit conditions: Current (improvement vs worsening; diffusion index; percentage points; seasonally unadjusted) - United States - Kansas City Fed - Monthly
This series is part of the dataset: Kansas City Fed Services Survey
Download Full Dataset (.xlsx)Latest updates. According to recent survey data about services firms in the Tenth Federal Reserve District, the seasonally unadjusted diffusion index for credit conditions (share of CEOs seeing a recent improvement minus share reporting a worsening) stood at -6.0 in September 2026, compared to -5.0 in the previous month.
Sample. This monthly series has a total of 153 data points. The time span covered by the series extends from January 2014 to September 2026.
History. Here’s a quick look at some summary statistics calculated on the full sample: the diffusion index had an average value of -0.6; it hit a peak of 8.0 in June 2015; it hit a minimum of -14.0 in July 2023.
Latest values
| Date | Value - Percentage points |
|---|---|
| 2026-07-31 | -6.00000 |
| 2026-08-31 | -5.00000 |
| 2026-09-30 | -6.00000 |
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Series Metadata
| Field | Value |
|---|---|
| Description | Diffusion index for the question: Did credit conditions or access to credit improve or worsen in the past month? |
| Country | United States |
| Economic concept | Business survey response |
| Data type | Coincident indicator of the business cycle |
| Seasonally adjusted | No |
| Deflation method | Not applicable |
| Rescaling | None |
| Measure type | Diffusion index (share of respondents reporting an increase minus share reporting a decrease) |
| Frequency | Monthly |
| Unit | Percentage points |
| Source | Federal Reserve Bank of Kansas City |
| Source type | Central bank |
| Data licence | Reproduction allowed subject to conditions |
| Other information | FS correspondence: Credit conditions |
| FSR temporal aggregation code | LM01 |
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