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Federal funds effective rate (percentage points) - United States - FED Board - Daily

Latest updates. In US money markets, the effective interest rate on Federal funds stood at 3.64 percent on 29 December 2025, the same value recorded on 26 December 2025.

Sample. There are 17,980 observations overall in the daily time series displayed in the plot above. The span of time covered by the series stretches from July 1954 to December 2025.

History. Take a look at some simple statistics we calculated on the full sample: the interest rate recorded a bottom of 0.04 percent on 30 December 2011; it recorded its highest level of 22.36 on 22 July 1981; it averaged 4.61.

Latest values

Date Value - Percentage points
2025-12-24 3.64
2025-12-26 3.64
2025-12-29 3.64

Tip. One of the pluses of our web site is that we give you well-crafted metadata. Find it below to gain insights on the attributes of the time series that you are exploring.

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Series Metadata

Field Value
Description Federal funds effective rate
Country United States
Economic concept Interest rate
Data type Interest rate
Deflation method Nominal
Seasonally adjusted No
Rescaling None
Frequency Daily
Unit Percentage points
Source Board of Governors of the Federal Reserve System
Source type Central bank
Data licence Licence to copy and distribute without permission
Measure type Level

Series in the same data set

Discover the other time series included in this data set.

Fed funds

Series Name Observations Start Date End Date
Federal funds effective rate (percentage points) - United States - FED Board - Daily 17980 1954-07-01 2025-12-29

Commercial paper

Series Name Observations Start Date End Date
30-Day AA Nonfinancial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 6827 1997-01-02 2025-12-26
60-Day AA Nonfinancial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 6076 1997-01-02 2025-12-19
90-Day AA Nonfinancial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 5228 1997-01-02 2025-12-10
30-Day AA Financial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 6023 1997-01-02 2025-12-18
60-Day AA Financial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 5744 1997-01-02 2025-12-19
90-Day AA Financial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 6651 1997-01-02 2025-12-23

Prime bank rate

Series Name Observations Start Date End Date
Prime rate charged by banks on short-term loans to business (percentage points) - United States - FED Board - Weekly 17942 1955-08-04 2025-12-29

Treasury bills

Series Name Observations Start Date End Date
4-week Treasury bill secondary market rate (percentage points) - United States - FED Board - Daily 6104 2001-07-31 2025-12-29
3-month Treasury bill secondary market rate (percentage points) - United States - FED Board - Daily 17988 1954-01-04 2025-12-29
6-month Treasury bill secondary market rate (percentage points) - United States - FED Board - Daily 16748 1958-12-09 2025-12-29
1-year Treasury bill secondary market rate (percentage points) - United States - FED Board - Daily 14912 1959-07-15 2025-12-29